Atul Ltd 2010-11

( ` crores) Schedules forming part of Balance Sheet as at March 31, 2011 SCHEDULE 3 SECURED LOANS As at March 31, 2011 As at March 31, 2010 Term loans from financial institutions and banks (a,b,d) Foreign currency term loans 26.58 34.97 Rupee term loans 128.06 175.59 Working capital loans from banks (c) Foreign currency working capital loans 85.34 29.93 Rupee working capital loans 55.93 18.52 295.91 259.01 Amount due within one year ` 51.95 crores (Previous year ` 63.91crores) Notes: (a) Secured by first pari passu charge on the fixed assets of the Company as a whole, both present and future, excluding specific assets with specific charge. (b) Secured by first pari passu charge by way of hypothecation of all the movable fixed assets and mortgage of the immovable properties of the Company, present and future, excluding specific assets with exclusive charge and second charge on the entire current assets of the Company, present and future. (c) Secured by hypothecation of tangible current assets (other than movable machinery), namely raw materials,finished and semifinished goods, inventories and book-debts of the Company as a whole and also secured by second and subservient charge on immovable and movable assets of the Company to the extent of individual bank's limit as mentioned in joint consortium documents. This also extends to guarantees given by the bankers. Amount of guarantees outstanding at the end of the year ` 43.11 crores (Previous year ` 24.75 crores). (d) To be secured by first pari passu charge by way of hypothecation of all the movable fixed assets and mortgage of the immovable properties of the Company, present and future, excluding specific assets with exclusive charge and second charge on the entire current assets of the Company, present and future. SCHEDULE 4 UNSECURED LOANS As at March 31, 2011 As at March 31, 2010 Fixed deposits * 11.30 16.87 Interest accrued on cumulative deposits 1.02 0.90 From banks 20.00 18.00 32.32 35.77 Amount due within one year ` 23.68 crores (Previous year ` 23.43 crores) * Including deposits from The Chairman & Managing Director ` 0.40 crore (Previous year ` 0.40 crore) ( ` crores) 62 | 63