65 / 132
(
`
crores)
Schedules
forming part of Balance Sheet as at March 31, 2011
SCHEDULE 3 SECURED LOANS
As at
March 31, 2011
As at
March 31, 2010
Term loans from financial institutions and banks (a,b,d)
Foreign currency term loans
26.58
34.97
Rupee term loans
128.06
175.59
Working capital loans from banks (c)
Foreign currency working capital loans
85.34
29.93
Rupee working capital loans
55.93
18.52
295.91
259.01
Amount due within one year
`
51.95 crores (Previous year
`
63.91crores)
Notes:
(a) Secured by first pari passu charge on the fixed assets of the Company as a whole, both present and future,
excluding specific assets with specific charge.
(b) Secured by first pari passu charge by way of hypothecation of all the movable fixed assets and mortgage of
the immovable properties of the Company, present and future, excluding specific assets with exclusive
charge and second charge on the entire current assets of the Company, present and future.
(c) Secured by hypothecation of tangible current assets (other than movable machinery), namely raw
materials,finished and semifinished goods, inventories and book-debts of the Company as a whole and also
secured by second and subservient charge on immovable and movable assets of the Company to the extent
of individual bank's limit as mentioned in joint consortium documents. This also extends to guarantees given
by the bankers.
Amount of guarantees outstanding at the end of the year
`
43.11 crores (Previous year
`
24.75 crores).
(d) To be secured by first pari passu charge by way of hypothecation of all the movable fixed assets and mortgage
of the immovable properties of the Company, present and future, excluding specific assets with exclusive charge
and second charge on the entire current assets of the Company, present and future.
SCHEDULE 4 UNSECURED LOANS
As at
March 31, 2011
As at
March 31, 2010
Fixed deposits *
11.30
16.87
Interest accrued on cumulative deposits
1.02
0.90
From banks
20.00
18.00
32.32
35.77
Amount due within one year
`
23.68 crores (Previous year
`
23.43 crores)
* Including deposits from The Chairman & Managing Director
`
0.40 crore (Previous year
`
0.40 crore)
(
`
crores)
62 | 63